The real first-year costs of owning a Sarasota home
Property taxes that reset after a sale, the March 1 homestead deadline, insurance, flood, HOA and CDD: what a Sarasota home costs in year one.
Blog
Buying
Buying a home, condo, second home or new build in Sarasota and Manatee.
Posts
Rate buydown, closing credit or price cut? Builder incentives
How to compare builder incentives in Sarasota and Manatee: rate buydowns, closing credits, price cuts and upgrades, with labeled payment math.
Is it a buyer's market in Sarasota? How to negotiate
Is Sarasota a buyer's market? What September 2026 county data shows, and how to negotiate on price, closing credits, rate buydowns and repairs.
Time in the market vs timing the market for Sarasota homeowners
What 'time in the market' means for a Sarasota home: what local price history shows, what changes over years of ownership, and why holding power matters.
Should you buy now or wait? How to decide in Sarasota
Buy a Sarasota home now or wait? Decide from your plans, budget and the latest rates and prices, with example payment math and a readiness checklist.
Buying vs renting in Sarasota: which makes sense for you?
Should you buy or rent in Sarasota? How long you'll stay, upfront costs, insurance, HOA dues, upkeep and flexibility, plus renting first to test an area.
Moving to Sarasota: areas, homes and renting before you buy
Moving to Sarasota? The main areas and home types, renting first, insurance and flood basics, hurricane season, and timing a move around high season.
Longboat Key, Siesta Key or Lido Key: buying on the islands
How Longboat Key, Siesta Key and Lido Key compare for buyers: beaches, bridges, home types, rental rules, flood zones and insurance questions.
Buying a Sarasota condo to rent out: rules to check first
Before you buy a Sarasota condo as a rental, check minimum lease terms, leases per year, tenant approval, pet rules, taxes, insurance and reserves.
Lakewood Ranch new construction vs resale: the real costs
New build or resale in Lakewood Ranch? How CDD or stewardship district assessments, HOA dues, insurance, incentives and rental rules compare.
New construction in Sarasota? Bring your own agent first
The builder's sales team works for the builder. Why to register your own agent before your first model visit, and what they check on a new build.
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